Financial Services

Goldman trade marks milestone for crypto derivatives: The banking giant’s inaugural over-the-counter (OTC) crypto options trade is the latest sign of crypto derivatives’ coming of age.

Capital One already issues the private-label Kohl’s Card and will pilot a co-brand program in early 2023.

The percentage of US adults who lacked savings to cover a full month of basic expenses rose to 29.0% in January, up from an already high 22.3% the previous month. This figure had hovered above one-fifth since June 2021, when states began terminating the expanded federal unemployment benefits that had helped many weather the pandemic.

Bank of Canada and MIT do a CBDC collab: The 12-month partnership through MIT’s Digital Currency Initiative (DCI) could help both parties better understand technical aspects and risks of a Canadian central bank digital currency (CBDC).

Chinese authorities are reportedly considering roping WeChat Pay into the spin-off, which may further complicate regulatory matters for Tencent.

CFPB’s exam manual update covers discrimination: The US regulator’s update is part of a larger push against discriminatory conduct under the Consumer Financial Protection Act (CFPA).

Rising volume and employer interest in equity compensation for workers attracts big players: Fidelity struck a partnership with Capdesk while JPMorgan plans to acquire Global Shares.

Chainalysis recommended steps for fighting sanctions evasion and long-term measures to revamp how the government addresses crypto-related crime.

The issuer plans to attract more SMEs and younger consumers while upping its tech capabilities ahead of a credit card inflection point.

Senators eye Wells Fargo’s refinancing operations: Bloomberg found the bank approved just 47% of Black homeowners’ refinancing requests, adding to the debate on whether tech propagates discrimination.

Kyash’s haul bodes well for digital banking in Japan: Its ¥4.9B ($44.6M) fund raise from a Series D round is a sign of investors’ confidence in Japanese digital banking players.