Financial Services

We look at how issuers and networks could compensate for the multibillion-dollar revenue shortfall

Mastercard has been pushing into value-added services like fraud solutions to diversify revenues

This is a problem considering younger consumers are BNPL providers’ core targets

They expect the same digital experience online and in-store—including payment choice. We look at how retailers can respond

It could eventually force Apple to open up its NFC capabilities to other mobile wallets, disrupting industry dynamics

This tactic reflects customers’ desire for stability and safety in the rocky year following last March’s US bank collapses.

Payment networks provide the infrastructure (rails) through which funds flow between payers and recipients. They come in different flavors based on settlement speed, supported transaction types, costs, and operational hours.

They feel they’re lagging behind others they see on social media, but they don’t understand exactly what financial goals to aim for.

Especially at the POS, US consumers have been slow to embrace digital wallets. The softPOS boom and new features could change that

Cross-border volume has driven Mastercard’s growth. China’s massive remittance volume and Alipay’s 1B users make this a fruitful deal

The tie-up can help MoneyGram capitalize on the lower costs and faster speeds open banking can bring to remittances

On today's podcast episode, we discuss what the 2024 Oscars taught us about the future of awards shows, whether its time to give up on email, how Netflix's sports strategy will play out, if the idea of "news" can survive online, how the money in the world is shared between us, and more. Tune in to the discussion with our analyst Bill Fisher, forecasting analyst Zach Goldner, and director of forecasting Oscar Orozco.