Financial Services

TD Bank, Lance add to US SMBs’ collections options: New features from a big incumbent and a niche neobank are meant to make it easier to get paid—pointing to a more dynamic SMB-banking landscape, more like the UK’s.

Green Dot’s Temenos cloud deal could enhance consumer ties: Features the partnership enables in Green Dot’s direct bank and its banking as a service (BaaS) business could strengthen its bonds with low- to-moderate-income consumers.

New-age primary care startups are catering to today’s consumer—who wants their entire healthcare experience to be hyper-convenient and personalized—and to burned-out physicians facing unprecedented levels of pressure from the pandemic.

The credit score startup is in talks to raise funds at a $5.5B valuation. Expanding its platform will enable it to exploit surging credit card adoption in the country.

Latest Monzo offerings are designed to cut SMBs’ payments hassles: Features such as links and its Stripe partnership will let businesses accept card-based payments. This helps Monzo keep up with—but not get ahead of—competitors that already offer them

Oportun's bank charter withdrawal is indicative of the increased regulatory scrutiny surrounding fintechs’ broader banking ambitions—and may also make other neobanks stop and think.

Columbia and Umpqua to form West Coast powerhouse: The tie-up could produce a more resilient bank with diverse products and deposits and greater tech resources for keeping up with big incumbents and digital-only players.

Last week’s global outage will further tarnish its reputation and ramp up regulatory pressures, hindering its fintech plans.

Tech costs in this week’s reports will receive close scrutiny for potential earnings drag. Even if they do, the spending is necessary to fend off digital-only competitors.

Judo Bank sees strong investor interest in its upcoming IPO: The Australian SMB-focused neobank already has commitments for most of its expected proceeds. That vote of confidence from investors is a good sign for its business model.

Temenos, Mbanq launch as-a-service offering tailored for credit unions: Credit Union-as-a-service will help US firms roll out digital products faster and potentially keep pace with digital-only newcomers.

The US digital broker added access to 10 cryptos as, like all its peers, it could not ignore the growth opportunity.

On today's episode, we discuss who is using "buy now, pay later" (BNPL) services, why they're choosing them, whether banks can compete, and the dark side of these payment options. We then talk about whether Amazon's tech-fueled fitting rooms can move the needle, what early Black Friday deals from Amazon really mean, and some advertising secrets from the online shopping giant. Tune in to the discussion with eMarketer principal analysts at Insider Intelligence David Morris and Andrew Lipsman.