Financial Services

Revolut’s new top-tier subscription plan for customers could help boost engagement, widen profits, and make cross-selling easier.

Last year, fintech funding almost halved from 2021, but early-stage startups seeking modest raises look to be in a stronger position.

They pay more overdraft and credit card fees than other demographics. The CFPB’s overdraft crackdown could help—or hurt.

Major banks are jointly developing a digital wallet to fend off competitors. But the execution must be flawless to succeed.

Bank of America, JPMorgan, and other banks are creating a digital wallet to compete with Apple Pay and PayPal—but there’s one catch.

On today's episode, we focus on how banks will innovate in 2023. In our “Headlines” segment, we discuss recent articles about what roles banks are hiring for and how banks will support open finance. In “Story by Numbers,” you’ll hear about key numbers that highlight digital innovation priorities. And in “Pretend CEO”—or in this case, “Pretend CDO”—our guest pretends he is interviewing to be the head of digital at a major banking institution in order to describe the innovation challenges facing the industry. Join the conversation with host Rob Rubin and our analyst Tyler Brown.

This year, card-not-present (CNP) fraud will account for $9.49 billion in loss, up 8.5% over last year, according to our data. CNP will make up 73.0% of card payment fraud loss this year, up from 57.0% in 2019.