Financial Services

We look at how issuers and networks could compensate for the multibillion-dollar revenue shortfall

Mastercard has been pushing into value-added services like fraud solutions to diversify revenues

This is a problem considering younger consumers are BNPL providers’ core targets

They expect the same digital experience online and in-store—including payment choice. We look at how retailers can respond

It could eventually force Apple to open up its NFC capabilities to other mobile wallets, disrupting industry dynamics

This tactic reflects customers’ desire for stability and safety in the rocky year following last March’s US bank collapses.

Payment networks provide the infrastructure (rails) through which funds flow between payers and recipients. They come in different flavors based on settlement speed, supported transaction types, costs, and operational hours.