Financial Services

The government is here to help: A fintech industry body is pushing for changes to UK Open Banking rules, but it shouldn’t hold its breath.

Banks offer poor-fitting digital solutions and forget about SMBs’ physical needs. Those that can seamlessly provide both will win the market.

Its report found that many BNPL users have subprime credit scores and are under economic distress—which could increase the case for regulation.

On today's episode, we discuss the fintech investment trends of 2023. In our “Headlines” segment, we look into why 2022’s fintech investments were lower compared to 2021. In “Story By Numbers,” we question the lack of mega deals in 2022 and consider what they may look like this year. And in “For Argument’s Sake,” we focus on future investment strategies in terms of disruption. Tune in to the conversation between our host Rob Rubin, analyst Eleni Digalaki, and Alex Sion, managing director of Motive Create at Motive Partners.

Klarna is about more than BNPL: Its Kosma open banking platform is growing as the company creates new revenue streams on the back of its banking and payments infrastructure.

The technology has promising use cases across the banking sector. We highlight where and what banks should do to prepare.

A lawsuit alleges it issued the wrong loans and is forcing repayment for what should be forgiven. BofA will likely blame government pressure to move quickly.

It plans to focus on integrating its newly-acquired startup, Power Financial, and improving business efficiencies.

Generative AI could revolutionize various verticals within banking. Here's our take on the top four areas where the technology could have the greatest impact.

It isn’t ready to give up on the main street consumer. Moving forward, the unit faces many hurdles to overcome its losses.