Financial Services

US regulators are allegedly discouraging banks from working with crypto firms. That could leave them with no option but to fold.

The Fed is adding a new scenario to its 2023 stress test, but says it's exploratory and won’t affect reserves.

Its TPV grew 9% YoY, down from 23% a year ago. PayPal hopes to reinvigorate growth with cost restructuring and innovation efforts.

AI is a megabank money magnet: Bank of America’s 100-plus AI-related patents in 2022 were a plurality of its 608 total, while JPMorgan Chase topped an AI maturity benchmark.

They believe their FIs’ security measures are strong, but would like more controls—including biometric—for risky transactions.

It highlights the benefits and risks of the cloud, but doesn’t provide banks with much-needed guidance or standards.

After touting a recession-proof business model, the BNPL firm slashed 19% of its workforce and will restructure to the tune of $39M.