Technology

100 million users in five days represents unprecedented adoption for Meta’s Twitter rival, but future growth could be stifled by privacy concerns and lack of feature parity.

The company is relocating to Europe—will its subscribers come along? Data sovereignty concerns could lead to a loss of customers.

ChatGPT’s Code Interpreter lets anyone be a data analyst: Despite legal challenges and a recent traffic drop, OpenAI has a new Plus feature that could be a data analysis game-changer.

On today’s episode, we discuss how Gen Zers are different from older generations in that a lot of their financial services product consumption will be embedded within non-financial service-specific experiences. In our "Headlines" segment, we examine how convenience plays a major factor into Gen Z decision-making. In "Story by Numbers," we discuss Gen Z’s use of Apple Pay in consumer finance and if consumers can find competitive prices while using embedded finance experiences. And in "For Argument's Sake," we debate if more than 10% of Gen Z or Gen Alpha will go their whole lives without establishing direct relationships with financial service providers. Listen in to the conversation with host Rob Rubin and our analysts Grace Broadbent and Eleni Digalaki.

Meta under fire for bank fraud on its platforms: Facebook, Instagram, and WhatsApp are attracting financial scammers. Regulation and reputational risk make fraud prevention a wise tech investment.

ChatGPT loses users for the first time since viral release: The cause of the decline is multifaceted. There are pros and cons to diminished generative AI excitement.

Google Cloud sharpens enterprise focus with 60 AI models: It’s showing how its AI cloud ecosystem is creating commercial value as a marketing plan to attract new customers.

Virtual travel industry is redefining adventure: New VR applications in travel, shopping, real estate, reverse engineering, and theater are creating marketing opportunities despite technical limitations.

Threads vs. Twitter: Meta shows off its social media leverage with a successful Threads launch. Digital privacy will be key in thwarting its plan to beat Twitter.

US tech layoffs drop in June: The tech industry has likely finished the bulk of its cutting, but macroeconomic conditions mean there are still challenges ahead, especially for startups.

Airbnb wants to become the ‘ultimate AI concierge’: The technology could help increase platform engagement and bookings while also introducing privacy, security, ethical, and regulatory headaches.

Google wants to build omniscient AIs with selective amnesia: It wants wide latitude for internet data harvesting and to stay on regulators’ good side at the same time.

Apple considering Mac that doubles as smart home monitor: Struggling PC sales are sending device designers back to the drawing board. Not all features will win over reluctant consumers.

Google’s quantum computer is 47 years faster than the top supercomputer: Budget cuts aren’t slowing Google’s quantum progress as it eyes dominion in the next hot tech race.

Heineken, Renault, and Siemens decry AI Act reach: Europe’s private sector isn’t happy about the AI Act’s direction, warning about the continent’s diminished competitiveness with the US.

Inflection AI, Runway, and Typeface nab $1.5B: Generative AI startups defy decline in venture capital funding, buoyed by interest in personalized, customizable productivity tools and Big Tech’s boost.

Apple quietly marches toward a new world record: The iPhone maker is soaring to a possible $4 trillion valuation on tech’s outsized strength. Warning signs emerge despite the stellar performance.

Meta project targets ad industry’s AI obsession: It’s building a recommendation algorithm that could dwarf OpenAI’s GPT-4 to capture user engagement and enhance targeted ad strategy.

Microsoft, OpenAI slapped with $3B class-action lawsuit: It’s the latest in a litany of legal woes facing the generative AI pioneers. Judicial and legislative outcomes are uncertain.