Financial Services

We take a look at how Goldman Sachs’ consumer banking business, Marcus, went from a major bank initiative to being dismantled in a reorg.

We look back at the year’s most disruptive Big Tech payment stories and how the Big Four have expanded in the space.

Fewer potential buyers think they’ll make a deal next year, citing a recession, fears about talent retention, and fintech uncertainty as reasons why.

A study also found that war is more effective at enforcing compliance than rules and laws.

Our US P&C Insurance Technology Spend Forecast looks at where insurers facing squeezed margins will double down on their limited budgets.

Insurance reform laws alone won’t revive appetite for risk: Better policy pricing may improve insurers’ returns—but pricing for climate change is a challenge. Watch for parametric insurance to surge in popularity.

Inflation and monetary policy topped the list, while crypto and cyberattacks dodged the top 10.

They’re generally women, ethnic minorities, or the younger population. Open banking could save them from high-cost credit.