Issuers prioritized payment flexibility, rewards, and digital co-brands. They also capitalized on travel spending and leaned into small-business solutions.
Lenders have advantages oversuper app rivals which they can tap to gain an edge.
The new year will bring more uncertainty, more customer demands, and more regulatory scrutiny. Here’s what we’re keeping tabs on.
We dive into the most important findings from a globally sampled open banking report and detail why more tie-ins could be forthcoming.
One year on, we review what we got right, what we sort of called, and what we got horribly wrong.
Though bank-fintech partnerships are garnering support from regulators, they still require care and due diligence.
The regulator’s director, Rohit Chopra, ruled with an iron fist, tackling topics from overdraft fees to artificial intelligence.
From tumbling valuations to the arrival of Big Tech firms, we run down the biggest BNPL developments of 2022.
They’re struggling to automate key processes and make a clear business case for tech spend. SaaS could be a solution.
We take a look at how Goldman Sachs’ consumer banking business, Marcus, went from a major bank initiative to being dismantled in a reorg.
We look back at the year’s most disruptive Big Tech payment stories and how the Big Four have expanded in the space.
Fewer potential buyers think they’ll make a deal next year, citing a recession, fears about talent retention, and fintech uncertainty as reasons why.
A study also found that war is more effective at enforcing compliance than rules and laws.