Financial Services

On today’s podcast episode of The Banking & Payments Show, we do a deep dive into Maria Elm’s EMARKETER report, The Bank in 2030. In the ‘Story by Numbers’ segment, we find out how banks will promote their brands to consumers in the future. We argue nicely in the ‘For Argument’s Sake’ segment about the end of banks as we know it and if it’s true that 90% of consumer-serving banks and credit unions won’t exist by 2030. Listen to the conversation with host, Rob Rubin, and analysts Maria Elm and Tiffani Montez.

The ecommerce giant wants to capitalize on India’s huge digital payments growth, but it has to play major catchup to win UPI share

The layoffs aren’t a sign that the company is struggling. The network is reorganizing to push into high-growth areas

The one-click checkout experience rolled out to merchants earlier this month. Adding Adyen as a partner sets it up for growth

American Express is expanding Amex Offers, which allows advertisers to serve card holders tailored deals. The expansion comes on the heels of Chase and PayPal launching financial media networks (FMNs), a trend we expect will continue.

Its narrow focus on credit card debt management may have prevented it from pivoting after funding ran out.

This rollout puts Google in a strong position as the digital wallet competitive landscape shakes up

This tie-up helps the BNPL fintech keep up with major competitors Klarna, Affirm, and Afterpay, which are all already integrated with the payments platform

But usage of the payment option remained quite limited compared with the share of buyers who use BNPL at any point during the year

It’s unclear whether customers understand what’s required for that level of personalization. Banks must bring customers up to speed about how they’ll do it.

This decision will transform the digital wallet competitive landscape, giving players like Google Pay and PayPal the opportunity to catch up to Apple Pay’s in-store presence

The tie-up introduces the BNPL player to a new purchase category, helping it diversify payments volume as key partnerships face risk

The move is part of the BNPL fintech’s efforts to become a super app, and the accounts’ tie-in to Klarna’s newly launched rewards should help spur adoption

On today's podcast episode, we discuss if ‘Just Walk Out’ technology will ever catch on at scale, how different generations respond to self-checkout, and what the next iteration of in-store payments will look like. Listen to the conversation with our analyst Sara Lebow as she hosts analysts Sky Canaves and David Morris.