Financial Services

Whoever takes over the portfolio will gain 12 million cardholders—a large but potentially risky volume opportunity

Apple is working to dominate in the AI race and might not be willing to play a fintech long game simultaneously.

The CFPB director described the new advertising space as potential “financial surveillance.” But Chase says retailers don’t gain access to customers’ private data.

We look at what it might take for the networks to appease retailers and the judge—and avoid going to trial

It may be an olive branch for Gen Zers and millennials who may be upset over its decision to stop accepting Amex. It’s a win for Venmo’s monetization journey

But given the costs of the tech to implement it and keep it running, it may not be worth it for other retailers to follow suit

It’s a perfect fit in Bread’s portfolio but could reinforce a troubling trend for Capital One’s co-brand business

The genAI-powered assistant can help boost conversion by giving consumers hyper-personalized suggestions

Many acknowledge AI tools can help with specific needs, but they still don’t want to give it unlimited access to their data.

Today’s podcast episode of The Banking & Payments Show discusses why financial literacy is so important in younger generations (Gen Z and Gen Alpha), not only for individuals but also for financial institutions and society. In ‘Headlines,’ we examine Gen Z’s low functional knowledge of personal finances and then shift gears for the ‘In Argument’s Sake’ segment to debate whether improving financial literacy among young people is outdated. Listen to the conversation as host, Rob Rubin, welcomes our analyst Maria Elm and Sumit Arora, Global Head of Consulting at Persistent Systems, to the podcast.