Financial Services

They prefer smaller banks with good customer service. Regional banks’ lack of communication during a crisis is a lesson in what not to do.

The partnership opens up the provider to a massive merchant network, which can help it add users and grow volume.

While only a small portion of the market today, embedded channels will make up more than 30% of all insurance transactions by 2028, per EY. Insurers who don’t figure out now where they fit into the ecosystem—and how to implement the necessary technology—may lose digital-first customers and younger demographics to competitors who do.

JPMorgan is opening more branches and launching AI-powered tools to woo new customers.

FIs are offering generous savings rates on “new money” deposits—at the risk of angering existing customers.

It will use AI for transaction approval, predictive analytics, and customer experience tools

Bluestone Bank is trying with its Milestone account, but it’s relying on boring conversations to spark engagement.

Expanding Alipay+ should help it recover from steep net profit losses from last year

Digital and mobile gift cards are becoming more popular among younger consumers

Klarna hailed AI’s potential, but it needs to consider how the tech can bring benefits that competitors can’t replicate.

They’re developing unique tools for the specialized industry, but their understanding of ag banking still lags.

The majority of Americans are satisfied with the digital banking capabilities of traditional banks.

On today's episode, we discuss Apple’s dominance in the digital wallet arena. In our “Headlines” segment, we look at the ramifications of The Kroger Co.’s about-face on Apple Pay and how the EU is scrutinizing Apple Pay in its antitrust investigation. In “Story by Numbers,” we examine how Gen Z’s use of iPhones will keep Apple competitive in the digital wallet space and the success of Apple’s new savings account. And in our new segment, “What If,” host Rob Rubin presents a few hypotheticals and discusses what things would look like if they were true. Tune in to the discussion with our analyst David Morris.