Financial Services

Stablecoin issuer Circle canned its $9B SPAC plans while Goldman Sachs considers nabbing struggling crypto firms at a discount.

They aren’t too far off, but they’ll need to overcome a few challenges and implement new ways of banking.

The UK digital bank said one in three of its covid loans is in a distressed state, raising questions over the bank’s fraud detection practices.

Banks, FIs, and fintechs must work together to quickly identify scams and to build stronger preventative controls.

The agency is reviewing its current rules, but it’s already said banks should expect changes to capital reserve mandates.

It claims fintechs didn’t implement proper controls. But fintechs say that even under pressure, they followed the SBA guidelines.