Thanks to hefty spending at the FCC’s C-band auction, AT&T believes it has enough spectrum to bring 5G coverage to 70–75 million people by 2022. But AT&T needs to continue forging partnerships to deploy that spectrum in ways that consumers will actually notice the benefit.

On today's episode, we discuss which “digital habits” are just myths, whether travel has reached pre-pandemic levels, whether conversational commerce can take online shopping by storm, social audio getting some new big partners, which platforms creators want to create for, what it would look like if companies were mini countries, and more. Tune in to the discussion with eMarketer principal analyst Paul Verna, forecasting analyst Peter Vahle, and analyst at Insider Intelligence Blake Droesch.

With Just Invest, Vanguard acquires the tech to offer direct indexing to a wider pool of investors and corner that market, as it has with traditional index investing.

TikTok aims for platform and brand safety: The short-form video app rolled out a series of new content moderation guidelines for influencers, encompassing both sponsored and organic content.

Fleetus Deletus: Twitter is culling the underused Stories-like feature after a month of trying to improve adoption.

On today's episode, we discuss what Facebook has become and is trying to be, what to make of social media platforms looking more and more alike, and which of these "copycat" moves might strike gold. We then talk about the significance of Nextdoor going public, how India's social media content liability laws could impact Twitter (and others), and some changes as to what advertisers can, and can't, do on social media. Tune in to the discussion with eMarketer senior analyst at Insider Intelligence Jasmine Enberg.

Frost rolls out early paycheck access: The US regional bank will grant customers access to their funds by as many as two days in advance—it’s the latest incumbent to roll out a feature that neobanks have relied on as a competitive advantage.

Apple Pay’s large acceptance network and user base could make it a formidable player in the buy now, pay later space—posing a major threat to incumbent BNPL providers and credit cards.

BofA digital engagement surges: The US-based bank disclosed that users are turning to digital channels more frequently, even as adoption slows. With adoption now approaching saturation, engagement will become the next frontier for banks.

Goldman double-clicks on BNPL product with Apple: The bank will be the lender for Apple’s installment payments product—growing its loan-book and gaining know-how that it can apply to its own nascent BNPL offering, MarcusPay.

Sustainability is increasingly top of mind for consumers in China. Many are making lifestyle changes to address the issue, spurred by the country’s many environmental catastrophes, as well as the government’s recent pledge to reduce emissions. And more than ever, shoppers expect brands to offer products and services with eco-friendliness in mind—and for the right price.

US ecommerce sales are projected to continue double digit growth.