Klarna is about more than BNPL: Its Kosma open banking platform is growing as the company creates new revenue streams on the back of its banking and payments infrastructure.

US plays catch-up to China’s tech dominance: Decades of sporadic tech funding have caused the US to fall behind China. With tensions rising, the stakes are high and progress slow.

Private 5G partnership could boost enterprise adoption: The rise in ransomware and security exploits in enterprise will accelerate private 5G solutions. Provider consolidation can go a long way in gaining adoption.

Munich is the new Cupertino: Apple’s investment in its new European Design Center puts it closer to top engineering and research talent as it expands plans to make all of its own key components.

Multimodal AI is the next big thing in search: Microsoft is training its Kosmos-1 AI model to understand the world visually. The goal is greater search capabilities and, ultimately, AGI.

Not everyone is a fanatic about livestream shopping: Fanatics Inc. looks to expand in sports memorabilia, but the US live commerce market remains underdeveloped.

It isn’t ready to give up on the main street consumer. Moving forward, the unit faces many hurdles to overcome its losses.

The Michigan State-affiliated credit union must develop the brand around the unique needs of Gen Z.

Dollar Tree plans to keep prices low in 2023 at the expense of profits: But that may not be enough to offset increased competition from Target and discount grocers.

A new report from demand-side platform RTB House suggests FLEDGE, Google’s privacy-preserving retargeting solution, is gaining traction. But it may not be happening fast enough to keep the industry afloat when third-party cookies are deprecated in Chrome in 2024.

Most smart wearable users in the US are between ages 18 and 44, but the fastest-growing audience is older.

Behavioral targeting works: That’s why investors are pouring $76 million into Wunderkind, which analyzes smartphone and desktop visitors’ real-time and historical browsing to determine their likelihood to convert.

In the US, TikTok will capture the attention of its adult users for an average of 55.8 minutes a day, with YouTube close behind at 47.5 minutes, according to our forecast. At the other end of the spectrum, Facebook’s adult users will spend just over a half an hour per day on the platform, while those of Reddit will spend only 23.6 minutes with it.