About two-thirds of US consumers want to integrate at least two of their digital activities, according to PYMNTS. Western users also seem receptive toward a bundled experience.

As Dave’s public debut looms, it’s unclear how it will stand out: The US neobank’s expected to bag about $450M at its planned stock market debut in January 2022. The big challenge will be differentiating itself from other digital players.

Freelancer-services fintech cites user-growth plans for dropping neobanking: UK-based Coconut is pivoting from its current account to make other freelancer services more accessible. Open banking will offer other specialized fintechs this option.

Apple’s vaunted data privacy policies aren’t as strict as you think: Despite what the tech company says, users who opt out of data tracking on iOS can still be tracked.

In the US housing boom, small and midsize lenders trying to preserve slim profits are an opportunity for AI and machine learning solutions.

Better.com’s Zoom firing fiasco offers a cautionary tale for employers: In a tight labor market, companies that hurt their brand can find it harder to attract talent when they need it.

Twitter will count 56.4 million monthly US users in 2021, but fewer and fewer in the coming years, per our projections.

Intel shifts offshore to Malaysia to expand chip fabs: Facing rising competition back home, America's largest chipmaker could benefit from foreign incentives to expand its chip production.

On today's episode, we discuss the most useful definitions of the metaverse, when advertisers should think about jumping in, and how this new world could change our perception of time and space. Tune in to the discussion with eMarketer principal analyst at Insider Intelligence Andrew Lipsman.

Starbucks unionization vote passes amid growing worker advocacy: A union victory at one US store may seem small, but bigger opportunities are on the horizon.

2021 was a good year for influencer marketing: TikTok and Instagram dominate as influencer marketing continues to grow, but a new report shows racial disparities in compensation.