Tide ventures into open banking after hitting a wall with some SMBs: To attract SMBs unwilling to switch banks, the neobank will let them connect their outside bank accounts to its platform to use other services.

Nigerian embedded-finance company raises $3.5M: OnePipe could bring more Nigerians into the banking system by helping non-banks offer financial services. Its top line will also benefit from fees and loan interest.

Banks need OCC’s approval for some crypto, stablecoin activities: A supervisor office must consent before banks can jump into crypto custody or holding US dollar deposits backing stablecoins. An initial chilling effect will wear off after banks adjust.

Black Friday brick-and-mortar traffic drops 28.3% from 2019 but rises 47.5% over last year: The results shows consumers are stretching out the holiday season by shopping earlier in wake of supply chain concerns.

As product availability remains strained this holiday season, consumers are taking a flexible approach to shopping.

Move over, celebrities and mega-influencers. Creators with smaller followings will be the strategic play in the influencer marketing world in 2022.

Digital health’s triple threat: AI, remote monitoring, and telehealth:Companies like Adjuvare that offer these three digital health technologies can use them to secure health system partners looking to overcome their interoperability woes.

Digital health solutions are advancing at pace with med tech innovations: Tech giants like Samsung and GE Healthcare revealed their latest innovations at the ongoing annual Radiological Society of North America conference—here’s why digital health stakeholders should keep an eye out for potential partners there.

While it’s meeting consumer demand for holistic coverage, it falls short on scalability. The debt and equity raise will help it expand.

Find out what’s ahead for digital ad convergence and how the current ecosystem’s challenges are driving change from industry expert Jeff Greenfield, senior vice president, buy side at WideOrbit.

The BNPL giant will also bring the Klarna Card stateside—both payment features are already available in Europe.