New rules for FDIC insurance representation on digital channels include specifying that crypto assets are not deposits.
The interest-bearing accounts can help Wise compete with money transfer rivals, but it might struggle to get mainstream adoption.
The bank would be able to enforce forthcoming legislation and dole out penalties to violators.
Its consortium-like platform will promote best-practice sharing among competitors while strengthening risk controls.
US retail sales fell 0.6% in November: But spending on services like restaurants and travel continues to grow as shoppers prioritize experiences over physical goods.
H&M faces several challenges: In addition to competing against retailers such as Zara and Shein, it has to grapple with a slowdown in discretionary spending.
Orders made via buy now, pay later (BNPL) increased 85% over Cyber Five, according to Adobe Analytics. “It’s a win-win for retailers” as it increases basket size and boosts conversion rates, our analyst Grace Broadbent said on the “Behind the Numbers: Reimagining Retail” podcast.
We cut $5.51 billion from our US digital ad spending forecast for 2023, due to the fallout from Apple’s privacy changes, Google’s deprecation of third-party cookies, and a stricter regulatory environment. Along with inflation and a potential recession, these challenges will depress spending until 2025, when it should return to previously projected levels.
On today’s episode, our analyst Bill Fisher asks forecasting writer Ethan Cramer-Flood and analysts Oscar Bruce Jr. and Zach Goldner about the most interesting Insider Intelligence international forecasts of the past year, as well as what we can expect for 2023.
A wave of store closures could hit in 2023: Slowing sales amid a broader economic slowdown could force mid-tier retailers to shutter brick-and-mortar stores.
A second life for EV battery minerals: Redwood Materials’ expansion will be pivotal for automakers who want to take advantage of federal EV tax credits. Battery reuse startups are competitors.
The B2B market is facing younger buying committees, shifts in expectations about the purchase process, overcomplicated tech stacks, and uncertain economic conditions. These factors are changing how marketers can reach, engage with, and retain business customers, according to our analyst Kelsey Voss. Here are five predictions for how these factors will impact your B2B marketing next year.
The most-read healthcare stories of 2022: A lot of news happened this year and we’re glad we could rely on data to determine the most popular ones. See the top 5 stories we covered this year.
Value-based care outlook in 2023 is cloudy: Health plans are moving the needle away from fee-for-service payments while health systems are facing waves of red ink.
Brightside Health launches virtual suicide prevention program: The company is tackling a critical unmet mental health need. Will it reach patients who need the most help?
Meta’s data center cancellation could hint at AI pivot: The sudden surge of interest in generative AI and its applications could be the outlet Meta needs to generate profit while it mulls its metaverse opportunities.
No easy resolution for Rackspace data breach: Customers still don’t have access to their email archives, and a federal investigation and a class-action lawsuit could bankrupt the cloud provider.
Netflix experiences growing pains as an ad platform: It misses some viewership guarantees by a mile—though it’s trying to make up for it.
WBD is licensing away some of its premium content: “Westworld” is among the shows moving to FAST channels from HBO as the company looks to pare debt.