TikTok is Gen Z’s No. 2 social commerce destination and is almost as popular as Facebook among millennial social buyers, per Klarna.

As the cost-of-living crisis continues, the British Retail Consortium has warned there may be “more gloom than glitter” this Christmas. With families preoccupied with making ends meet, what can retailers expect from the festive trading period? This Analyst Take will explore how shopping habits might change, what will happen to total spend this holiday season, and how retailers can maintain loyalty and attract new customers amid inflation.

On today's episode, we discuss the various chapters of social media, teens' relationship with the medium, and what this tells us about its future. "In Other News," we talk about how people view companies that advertise on the current version of Twitter and sneak a peek at one of our 2023 social media trends. Tune in to the discussion with our analysts Debra Aho Williamson and Jasmine Enberg.

On today’s episode, we turn our attention to fintech regulation. Jason Mikula, publisher of Fintech Business Weekly and managing director at 312 Global Strategies BV, a consulting firm focused on financial services product strategy, talks about the challenges banking as a service (BaaS) providers and their partners face as regulators pay more attention to banks’ relationships with third parties. We also ask Mikula to take the role of "Pretend CCO" at a fintech company as he lays out his top priorities for 2023 given potentially new regulatory scrutiny. Listen to the discussion with our host Rob Rubin.

The retail landscape in Europe looks bleak: Retail sales in Europe fell at the highest rate since July 2021. That’s a sharp contrast to the US, where consumers keep spending.

Tesla takes on the semitrailer truck market: As competition in EVs intensifies, Tesla ships its first Semi to show a diversifying product mix. Meanwhile, various recalls pile up, exposing a pattern of QA mishaps.

Ulta store traffic exceeded pre-pandemic levels in Q3: The milestone comes as the beauty retailer makes extensive changes to store layouts and reported strong quarterly sales growth.

Ultrafast delivery app downloads exploded worldwide during the pandemic. The top 10 apps in this space were downloaded 23.1 million times collectively in Q1 2022, according to Apptopia. Getir leads by a wide margin, ahead of rivals like Gopuff and Gorillas.

On today's episode, we discuss Spotify's impressive Q3, podcast listenership in the US, and how traditional radio is able to be so resilient. "In Other News," we talk about why sports betting will never be free of controversy and why Airbnb says its search-averse marketing strategy is working. Tune in to the discussion with our analyst Daniel Konstantinovic.

The ad-reliant digital publishing business is dying: News organizations like CNN, Gannett, and countless others are laying off hundreds as ad revenues fall dramatically.

Marc Lore’s mobile kitchen startup Wonder restructures as pandemic-era expansion stalls: The company’s on-demand model has proven expensive and difficult to scale.

Farfetch leans on retail partnerships to drive growth in 2023: Despite anticipating a 5% to 7% decline in GMV this year, the luxury ecommerce platform thinks it can reverse the trend next year.

Android’s fragmentation breeds vulnerability: Millions of devices from Samsung, Xiaomi, LG, MediaTek, szroco, and Revoview have had security keys leaked—leaving all the data available to attackers.

Veterans Affairs wants to be ‘best place’ for laid-off tech workers: Tech layoffs increased in November, but other sectors have a window of opportunity to scoop them up.

Some banks’ worst-case scenarios are others’ base cases—meaning some banks might be too optimistic.

UK consumers demanding support for rising costs from banks can leverage financial health and budgeting tools.

Not all discount retailers are benefiting from economic uncertainty: Big Lots’ sales fell 9.8% in Q3, Five Below’s earnings dipped 32%, and Dollar General missed expectations.